Equilease is uniquely positioned to offer fully customized deals other equipment leasing companies cannot. The following are some of our most popular lease structures. Our expert leasing advisors will work closely with you to develop a flexible financing plan that meets your growth and profit objectives. You select the terms and payment options that suit your budget.
- Stretch Lease
- Lease To Own
- FMV (Fair Market Value) Lease
- Semi-Annual, Annual, Seasonal
- Lease Line of Credit
- Step Up, Step Down
This program provides you with the lowest monthly payments because your already-approved lease is “stretched” over additional months. For example, if you are approved for a lease over 24 months, Equilease can take the approved value and “stretch” it (or spread it) over 27 months which has a direct impact on lowering your monthly payments. Stretch leases also provide the option to buyout your lease a little earlier than the lease’s term. Call us to see if this is your best option 1-800-463-2081.
- Lowest monthly payments
- Maximum tax benefits
- Purchase option
- Offers the flexibility to alter the terms of the lease halfway through
This program is ideal if you are confident that you will want to own the equipment at the end of the lease as it permits you to purchase your leased equipment at a pre-set residual amount (i.e. $10). Periodic payments are calculated based on the residual value. Monthly payments are usually higher with Lease To Own which helps you have a very low buyout. Call us to see if this is your best option 1-800-463-2081.
- Higher monthly payments equals a lower buyout at the end of the lease
This program might be suitable for you if you like using the latest equipment or if lower payments are important to you. With the FMV you defer a portion of your equipment’s purchase cost to the end of the lease, at which time you have the option of purchasing the equipment for fair market value, returning the equipment to the leasing company or continuing to lease the equipment on a month-to-month basis. Call us to see if this is your best option 1-800-463-2081.
- Offered for 2-5 year terms
- Maximum flexibility
- Several options
This program provides a fully-customized line of credit for a specific dollar amount in cases where you may require a number of pieces of equipment and/or furniture. Lease lines of credit are often good for a specific time period (i.e. 90 days). Call us to see if this is your best option 1-800-463-2081.
- Fully-customized line of credit
- Suitable for businesses that require purchasing flexibility
- Acquire what you need when you need it
This program allows you to use the equipment you already own to increase capital and finance growth. If your business has cash tied up in equipment assets, you can use our Sale-Leaseback program to sell us your equipment for the fair market value (FMV) of the original purchased amount. You get to keep your equipment on-site by leasing it back from us. Call us to see if this is your best option 1-800-463-2081.
- Raise quick capital while enjoying the benefits of an equipment lease
- Flexible lease terms to customize a Lease Back that works for your business
Quarterly payments are scheduled every three months as opposed to the industry standard of every month. This option helps cash flow and gives you the ability to plan payments around your business cycle. Call us to see if this is your best option 1-800-463-2081.
These options give you the freedom to make more payments during peak seasons and less during the slow seasons. Our expert leasing advisors are here to help find a solution that works best for your business. Call us to see if this is your best option 1-800-463-2081.
If you anticipate changes to the cash flow of your business, Step Up and Step Down payments will allow you to accelerate payments during your busy times and reduce payments during your slow times. Call us to see if this is your best option 1-800-463-2081.